DIVISION 6040
4-H Consumer and Financial Education

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1. There are 7 classes in the Consumer and Financial Ed Division (Classes 914--920).  A county may submit one entry per class.  A member may enter only one class in the Consumer and Financial Education Division.  (This means: a member’s name should appear only one time on the county’s Consumer and Financial Ed Division invoice sheet.)
2. See General Rules applying to all 4-H exhibitors and general rules applying to all 4-H exhibits except livestock previously listed in this catalog.
3. The work on the entry must be done by the 4-H member since the previous year’s State Fair. 
4. Attach 4LO-11SO Identification Card securely to the front of the poster, in the bottom right corner. It must not protrude beyond edge of poster.
5. Create poster on 20” X 30” foam core board or sturdy cardboard.  The use of pencil on the front of the poster is discouraged.
6. Judging criteria will be based on theme, poster design (lettering, attractiveness, how well it conveys a message), and narrative.
7. Posters will not be considered for class champion if they do not include the narrative or do not conform to the topics specified in the class description.
8. Information for the following classes can be found in the 4-H Consumer Savvy project manuals—The Consumer in Me, Consumer Wise, and Consumer Roadmap. 

 

Level 1 (Grades 4-5): The Consumer in Me
914 Poster on “Bargain Shopping” –For grades 4-5; complete a cost comparison chart for one product you and your family use as outlined in the activities under “Bargain Shopping” on pp. 20-21.  Use 20” X 30” foam core board or cardboard.  Write a narrative telling how the decision making process was used to reach your final choice; include answers to the questions in “Check This Out!” on p. 21. At the end of the narrative, list the sources of information used in researching the topic. Make a poster on “comparison shopping.”   Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only. Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape.
915 Poster on “What is the Best Buy?” – For grades 4-5; complete a cost comparison chart for two products in three different sizes as outlined in the activities on pp. 22-23.  Use 20” X 30” foam core board or cardboard.  Write a narrative telling how the decision making process was used to reach your final choice; include answers to the question in “Check This Out!” on p. 23.  At the end of the narrative, list the sources of information used in researching the topic.  Make a poster on “checking prices”.  Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only. Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape. 

 

Level 2 (Grades 6-8): Consumer Wise
916 Poster on “Media and the Marketplace” –For grades 6-8; complete a commercial comparison as outlined in the activities on pp. 18-19.  Use 20” X 30” foam core board or cardboard.  Write a narrative of your answers to the questions in “Check This Out!” on p. 19 and tell what conclusions you were able to draw from the experience.  At the end of the narrative, list the sources of information you used in researching your topic. Make a poster related to “advertising aimed at young people”—Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only.  Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape.
917 Poster on “Decisions! Decisions! Decide!“—For grades 6-8; complete the 6-Step Decision Making process on any item you wish to purchase as outlined in the activities on pp. 12-13. Use 20” X 30” foam core board or cardboard.  Write a narrative of your answers to the questions in “Check This Out!” on p. 13 and tell what conclusions you were able to draw from the experience.  At the end of the narrative, list the sources of information you used in researching your topic. Make a poster related to “the consumer decision-making process”.   Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only.  Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape.

 

Level 3 (Grades 9-12): Consumer Roadmap
918  Poster on “How to Write a Wrong” –For grades 9-12; write a complaint letter as outlined in the activities on pp 22-23.  Use 20” X 30” foam core board or cardboard.  Write a narrative of your answers to the questions in “Check This Out!” on p. 23 and tell what conclusions you were able to draw from the experience.  At the end of the narrative, list the sources of information you used in researching your topic.  Make a poster related to “resolving a consumer complaint”.  Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only.  Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape.
919 Poster on “I Own a Car or Does It Own Me?” –For grades 9-12; calculate and illustrate the costs of owning a car as outlined in the activities on pp. 28-31.  Use 20” X 30” foam core board or cardboard.  Write a narrative of your answers to the questions in “Check This Out!” on pp. 29-30 and tell what conclusions you were able to draw from the experience.  At the end of the narrative, list the sources of information you used in researching your topic.  Make a poster related to “consumer decision-making in buying a car.”  Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only.  Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape.
920 Poster on “What Does Real Life Cost?” –For grades 9-12; identify and illustrate the true costs of living on your own as outlined in the activities on pp. 32-33. Use 20” X 30” foam core board or cardboard.  Write a narrative of your answers to the questions in “Check This Out!” on p. 33 and tell what conclusions you were able to draw from the experience.  At the end of the narrative, list the sources of information you used in researching your topic.  Make a poster related to “the financial responsibilities of living on your own. Include name, age, and county at top of narrative.  The narrative can be handwritten or a computer printout; single or double spaced; on plain white or notebook paper--one page, front side only.  Place 2 copies of the narrative in 1 plastic sleeve.  Attach the sleeve to the back of the poster with tape.